Being a complete novice I started out by trying to do a bit of research. I know that I need to have some life insurance, but in actual fact I do not really know the difference between one type and the other. This site offers to help me find a quote on a no exam life insurance policy for example, but I do not understand what that matters. Obviously I do not really want to have to go to see a doctor and have him poke and prod me until he gives me a clean bill of health. However I am pretty sure that this is exactly what would happen if I did go to see a doctor. It really has not been that long since I had an exam at any rate.
I was on the wrestling team at my college and they were really paranoid about the possibility that one of us might fall over dead and leave a bunch of people to sure the University. Apparently this had happened at some other school that the Athletic Director had known about. So all of us had to be cleared for practice. If you have never seen a wrestling practice you might not understand why they could be so afraid of people not making it through. You are really having to stay fit. The big thing is the guys who have to make weight. I was never really involved in needing to cut weight, but some guys were always in these vinyl coveralls sweating weight off. That can be really dangerous. At any rate they would give me an exam regularly and I have only been out of school for around two and a half years. I still run around fifteen miles a week and I do not think an exam would be a big deal beyond the cost and time